Investing in stock will give you higher profit than investing in mutual fund moreover blue chip stock. Even there is no one guarantee your risk, investing in blue chip stock is safely and profitable. Center for Research in Security Prices[1] has research that stock will give you rate of return about 13.11% for large stock and 18.81 % for small stock.

Investing in stock has means that you construct portfolio by yourself. You can choose your stock that will give you more profit. You can fit your risk with the stock. Aggressive investor may choose speculative stock that may give you spectacular return. Meanwhile risk avoid investor can buy blue chip stock or defensive stock.

Stock Investing give you new experience. You can feel the fear the investment. You can learn investment in real world. Learning by doing is the best learn method.

Stock Investing will sharpen your intuition. You can appraisal the stock for a moment. The result you will gain more money.

Both mutual fund and stock are risk fully. You must suffer the risk even your mutual fund company is the best mutual fund company in the world and have good reputation for over 20 years. You can deny the risk even though you investing in risk-free asset like Certificate Deposit. Your money in Certificate Deposit may loose if country in the war.

Investing in mutual fund is expensive. You must pay much fee. When you buy mutual fund, you will be charged with Front End Load. The Security Exchange Committee (SEC) limits Front-end load for 8.5%. In practical, Mutual Fund Company usually charge investor more than 6%. When you liquidate your mutual fund, you will be charged with Back-end load. The SEC allow mutual fund to charge operating expenses. Operating expense is including administrative expenses and consultation fee. Last, invests mutual fund charge you for 12b-1 charges. At least you must pay four fees in investing mutual fund. Remember, high-risk high return.

[1] Bodie. Z, A. Kane and Marcus A.J. 2002. Investments. 5th edition. Mc Graw-Hill Irwin. New York.